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[LA] How hard are data caps?

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I'm currently coming to the end of my business class account that I have mainly b/c I don't want to deal with data caps. I don't need to run an email server (although I do, b/c I tinker), or a webserver (again, I tinker), so I'm not worried about ports 80 & 25 being blocked. If it's that important I'll move it to an obscure port. I can live w/o the static IP as well. But I can easily blow thru a 800-900Mb of data in a month. I've stayed on a business account b/c of that. But I'd like to get faster speeds and I could afford it with a home account, but I don't want to get slammed due to data usage. So - what has everyone's exp's been with data caps?

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